Check Details To Secure Overseas Travel

Sum Insured : Up To $ 50 Lac

Check Details To Secure Overseas Travel

Best suited for

Employer-Employee Group

Non Employer-Employee
Groups/Association/ Institution/Society

Key Benefits

A completely customizable travel protection solution

Choice of Base and Optional covers

Medical expenses & Travel inconvenience cover in a single plan

SEND ME AN EXPERT  
UIN: CTTTGOP19019V011819
Launch Date: 28-05-2018

TRAVEL SAFE AND SECURE WITH OUR PLAN

Travel overseas with our travel insurance plan and be ready for all travel related contingencies. It’s always better to travel safely than be sorry, so travel in peace and let us worry for you. Group overseas travel insurance policy is designed for MICE (Meetings, Incentives, Conventions and Exhibitions) trips, large family vacations, student groups, corporate groups and overseas excursions for other large organizations. 

EVERYTHING UNDER ONE UMBRELLA

Group overseas travel insurance offers all round coverages for business trips, vacations and trip cancellation, travel interruptions and delays, emergency medical and health expenses, lost baggage and many more options to choose. 

Completely customizable travel protection solution

Choice of Base and Optional covers

Medical expenses & Travel inconvenience cover in a single plan

Total package of 51 need based Optional covers

Pack of travel benefits from delay, loss of baggage to hijack

Set of benefits for accident & related eventualities

Range of choice from medical emergency, OPD to family support

Easy Plan Management

Bundle of unique options from travel loan secure, adventure sports, cruise cover, golf related cover and more

Fixed or Indemnity payout as applicable

Dedicated Claims and Customer Support Management

Global Protection – Complete protection when abroad with 24 x 7 toll free assistance

What’s covered

  • Group overseas travel insurance offers all round coverages including:


    Base covers:
  • Medical Expenses
  • Travel Inconvenience Cover due to Trip Cancellation & Interruption
  • Travel Personal Accident
    (a minimum of one of these Benefits needs to be in-force and opted by the Insured Person to be eligible for any other benefits provided in the Policy)
  • Total package of 51 need based Optional covers

What’s not covered

  • Ailment requiring treatment due to use, abuse of drug, intoxicating substance
  • Any Illness or Hospitalisation arising or resulting from any breach of law
  • Any stay in Hospital without undertaking any Treatment
  • All Illness/expenses caused by ionizing radiation or contamination by radioactivity from any nuclear fuel
  • All expenses directly or indirectly, caused by or arising from or attributable to foreign invasion, war like situation etc



    Above List is only indicative and not exhaustive
Employer

Employee Group: Covering Employees and dependents nominated by the Employer registered as Company in India

Non Employer

Employee Group: Whose members have a commonality other than insurance

Age at Entry

Min 0 Day, Max – 95 years for Overseas

Policy Type

Single Trip / Multi Trip (Annual) Basis
For per trip under Multi Trip Basis - No. of Days can be opted as: 30/45/60/90 Days

Min Group Size

7 members

Cover Type

Individual and Multi Individual

Policy Period

1 year

Premium

Monthly/Quarterly/Half-yearly/Annual payments

Renewal

Lifetime provided the insured person is still associated with group

Relationship Covered

Spouse, Dependent parents, Son, Daughter, Brother and Sister Grandparents, Grandchildren, Parent in laws, Son in law, Daughter in law, Uncle, Aunt, Niece and Nephew, etc.

Area of Coverage

• Worldwide
• Worldwide excluding US & Canada
• Asia Pacific
• Schengen excluding US & Canada
• Schengen including US & Canada
• MDV ( Marhaba Dubai Visa)

Sum Insured

Varies as per covers

Group Overseas Travel Insurance

TRAVEL SAFE AND SECURE WITH OUR PLAN

Travel overseas with our travel insurance plan and be ready for all travel related contingencies. It’s always better to travel safely than be sorry, so travel in peace and let us worry for you. Group overseas travel insurance policy is designed for MICE (Meetings, Incentives, Conventions and Exhibitions) trips, large family vacations, student groups, corporate groups and overseas excursions for other large organizations. 

EVERYTHING UNDER ONE UMBRELLA

Group overseas travel insurance offers all round coverages for business trips, vacations and trip cancellation, travel interruptions and delays, emergency medical and health expenses, lost baggage and many more options to choose. 

Completely customizable travel protection solution

Choice of Base and Optional covers

Medical expenses & Travel inconvenience cover in a single plan

Total package of 51 need based Optional covers

Pack of travel benefits from delay, loss of baggage to hijack

Set of benefits for accident & related eventualities

Range of choice from medical emergency, OPD to family support

Easy Plan Management

Bundle of unique options from travel loan secure, adventure sports, cruise cover, golf related cover and more

Fixed or Indemnity payout as applicable

Dedicated Claims and Customer Support Management

Global Protection – Complete protection when abroad with 24 x 7 toll free assistance

What’s covered

  • Group overseas travel insurance offers all round coverages including:


    Base covers:
  • Medical Expenses
  • Travel Inconvenience Cover due to Trip Cancellation & Interruption
  • Travel Personal Accident
    (a minimum of one of these Benefits needs to be in-force and opted by the Insured Person to be eligible for any other benefits provided in the Policy)
  • Total package of 51 need based Optional covers

What’s not covered

  • Ailment requiring treatment due to use, abuse of drug, intoxicating substance
  • Any Illness or Hospitalisation arising or resulting from any breach of law
  • Any stay in Hospital without undertaking any Treatment
  • All Illness/expenses caused by ionizing radiation or contamination by radioactivity from any nuclear fuel
  • All expenses directly or indirectly, caused by or arising from or attributable to foreign invasion, war like situation etc



    Above List is only indicative and not exhaustive
Employer

Employee Group: Covering Employees and dependents nominated by the Employer registered as Company in India

Non Employer

Employee Group: Whose members have a commonality other than insurance

Age at Entry

Min 0 Day, Max – 95 years for Overseas

Policy Type

Single Trip / Multi Trip (Annual) Basis
For per trip under Multi Trip Basis - No. of Days can be opted as: 30/45/60/90 Days

Min Group Size

7 members

Cover Type

Individual and Multi Individual

Policy Period

1 year

Premium

Monthly/Quarterly/Half-yearly/Annual payments

Renewal

Lifetime provided the insured person is still associated with group

Relationship Covered

Spouse, Dependent parents, Son, Daughter, Brother and Sister Grandparents, Grandchildren, Parent in laws, Son in law, Daughter in law, Uncle, Aunt, Niece and Nephew, etc.

Area of Coverage

• Worldwide
• Worldwide excluding US & Canada
• Asia Pacific
• Schengen excluding US & Canada
• Schengen including US & Canada
• MDV ( Marhaba Dubai Visa)

Sum Insured

Varies as per covers

Got Questions?

What are the details to be provided at the time of intimation of claim?

The following details are to be provided to the company’s at the tine of intimation of Claim: Policy number, Name of policy, Name of the insured person in whose relation the Claim is being lodged. Nature of illness / injury. Name and address of the attending Medical Practitioner and hospital. Date of Admission and any other information as requested by Us.

ManipalCigna Group Overseas Travel Insurance Policy

Travel overseas with ManipalCigna Group Overseas Travel Insurance Policy and be ready for any travel-related contingency. Travel in peace and give your worries to us. The Group Overseas Travel Insurance Policy is an entirely customizable travel protection solution for your group. You have the choice of base and optional covers.

Group Overseas Travel Insurance Policy is designed for MICE trips, student group trips, corporate group trips, big family vacations, and other overseas excursions of large groups. It is the best travel insurance policy that offers an all-round coverage for trip cancellation, travel delays or interruptions, emergency medical and health expenditure, loss of baggage, etc.

One travels abroad for different reasons like pleasure, business, study, etc. There is a possibility of unexpected occurrences on an unknown land. You do not want any unfortunate occurrence to ruin your trip, crucial business meeting, or foreign study. 

Events like passport loss, baggage loss, accident, or a medical emergency can affect you. Having an overseas insurance policy protects you from such perils. A Group Overseas Travel Insurance Policy is for international group excursions. It is one of the best travel insurance policies which ensures that you are not left stranded in an unknown foreign land with any kind of emergency.

The overseas insurance policy offers a choice in selecting benefits, duration of the trip, and area of coverage. Again, you can choose from a range of different unique benefits.

You can choose from the following benefits:

  • Get hospitalization and outpatient treatment covers
  • Travel benefits like delays, loss of items, inconvenience, disability, death, and related covers
  • Covers on evacuation, emergency, repatriation, and family support benefits
  • Benefits like protection against personal liability, distress allowance, legal and bail expenses, and similar benefits
  • The option of unique covers such as fraud cover, golf-related cover, adventure sports cover, etc.

You can follow the following steps to buy Group Overseas Travel Insurance Policy:

Step 1: Before you buy the ManipalCigna Group Overseas Travel Insurance Policy, acquaint yourself with product brochure, exclusions, policy benefits, premium details, etc. and discuss the same with our company representative.

Step 2: Understand the overseas travel policy’s benefits. Then fill up the Proposal Form with the details of the prospective Insured people in the group. Fill in the medical information as accurate as possible.

Step 3: Submit the Proposal Form and required documents along with the premium. You may be required to undergo specific medicals as per the sum insured and the age band.

Step 4: Based on the information filled by you, your insurance proposal will be processed, and you’ll be informed about the decision. A policy kit with the policy certificate will be sent to you in a physical or digital form.

You can contact our sales advisor at any of the branches or call our Toll free number—1800-102-4464 for more details.

Any homogeneous group, association, corporate body, or institution with a minimum group size of seven people should buy Group Overseas Travel Insurance Policy to go abroad for vacation, business, or education.

Let us see when does the travel insurance cover starts. The group travel insurance policy commences on the date specified in your Policy Schedule, the time you board the conveyance to leave for an onward overseas journey, or the Departure Date as per the plan, whichever is later.

Q.1) Why does one need Travel Insurance?

One usually travels abroad for various reasons- a pleasure trip, a business trip, a study trip etc. You do not want anything to ruin your hard earned holiday, foreign study or your crucial business meeting. But there is a possibility of some unexpected occurrence no matter how perfect the planning is. Unfortunate events such as baggage loss, passport loss, a medical emergency or an accident can affect you. Having Overseas Travel Insurance protects you from all such perils. It ensures that in the unknown foreign land, you are not left stranded in any kind of an emergency.

Q.2) Who can take Group Overseas Travel Insurance?

Any homogeneous group/association/ institution/corporate body subject to a minimum group size of 7 persons can buy a Group Overseas Travel Insurance for person going abroad for the purpose of vaccation, business or education.

Q.3) Why ManipalCigna Group Overseas Travel Insurance Policy?

ManipalCigna’s Group Overseas Travel Insurance offers different choices of benefits, area of cover and the duration of the trip. Plus one can always choose from a range of options if you want more.

Get Hospitalization & Outpatient treatment covers.

Set of Travel inconvenience, delays, loss of items, death, disability and related covers.

On Emergency, evacuation, repatriation and family support benefits.

The Protection against personal liability, legal and bail expenses, distress allowance and similar benefits.

Go for a bundle of unique options from adventure sports, fraud, golf related cover and more.

 

Q.4) Can I buy Overseas Travel Insurance if I am traveling on an immigrant visa?

Yes, you can buy Group Overseas Travel Insurance even if you are traveling on an immigrant visa (e.g. H1-B Visa, Work permit, Green Card or Permanent Residency (PR)). However, the maximum duration of your policy will be limited. After the specified period, you need to purchase the policy from the country you are immigrating to

Q.5) Are Pre-existing conditions covered in the travel policy?

A pre-existing condition is defined as any injury, illness, sickness, disease, or other physical, medical, mental or nervous condition, with reasonable medical certainty, existed before commencement of Trip.

ManipalCigna Overseas Group Travel Insurance offers  coverage  for medical expenses incurred due to complication arising out of a Pre-Existing Disease or Condition which requires Emergency Care in a country of visit whilst on trip, till the Insured Person becomes medically stable or till the insured person get discharged from the hospital and return back  to place of origin.